Ira Contribution Limits 2024 Income. Your personal roth ira contribution limit, or eligibility to. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth.
Page last reviewed or updated: If you have a traditional ira, a roth ira―or both―the maximum combined amount you may contribute annually across all your iras is the same: